Scamming our Troops

It is pretty hard for me to wrap my brain around the fact that there are people scamming the brave men and women that fight for our freedom everyday.

Its bad enough that we hear about these low lifes taking money from unsuspecting consumers, but to do this to the very people that fight to give them the right to run despicable businesses just makes me sick.

Red, White, and Scammed

The used BMW was pretty, its silver paint gleaming, and the $17,000 price was reasonable. So, in March 2007, U.S. Army Spc. Diann Traina signed a contract, took out a loan, and traded in her pickup to buy the sedan at a dealership in Fayetteville, N.C., right outside the gates of Fort Bragg.

What she didn’t know was that the dealer had taken out a loan against his inventory and didn’t actually own the vehicle he sold her. Spc. Traina was never able to get the title to the BMW, so when the dealership shut down soon afterward, she was stuck—without a car and with an $11,000 debt. In the meantime, she had been deployed to Iraq, leaving her helpless to do much about it.

Like thousands of service members engaged in fighting America’s battles overseas, Spc. Traina had encountered a foe here at home. Young, inexperienced, and often drawing their first paychecks, enlisted men and women are easy marks for sleazy car dealers, insurance scammers, predatory lenders, and identity thieves. So pervasive are the rip-offs—and so troubling the debt incurred by military personnel as a result—that U.S. Department of Defense officials recently labeled the situation a threat to national security. “You don’t want them distracted while they’re out on the front lines,” says Clifford L. Stanley, undersecretary of defense for personnel and readiness. “But they will be if they’re worrying about what’s going on at home.”

Dwain Alexander II, a civilian lawyer for the Navy in Norfolk, Va., seconds the opinion. “If you’re sitting at the helm of a multibillion-dollar vessel and you’re worried about whether your wife can stay in the place you’re renting, you’re not fully focused on what you’re doing. Incremental mistakes can lead to catastrophic endings.”

America’s soldiers, sailors, airmen, and marines have guaranteed paychecks and won’t ever get laid off. These factors make them good credit risks. It also makes them targets. “There are a lot of people who see service members as cash cows,” says Holly Petraeus, director of the military program of the Better Business Bureau (BBB) and wife of Army Gen. David Petraeus, whom President Obama recently named to serve as commander of U.S. and NATO forces in Afghanistan. “Go to any city with a big military installation, and there’s a cluster outside the gates—Fast Freddy’s auto loans, pawn shops, check cashers.” The daughter of a four-star general, Petraeus advocates for service members and their families and works with BBB affiliates to provide troops with financial education.

A recruit typically earns less than $1800 a month, and too often these modest paychecks are carved to bits by bad deals. According to Navy lawyers, a computer store outside the Great Lakes Naval Training Center in Illinois employed attractive women to troll for new sailors. Once inside, the recruits were pressured into buying bare-bones laptop computers—for more than $4000. (The store has since closed.)

Life-insurance scams are another scourge. When John Oxendine, Georgia’s insurance commissioner, learned that soldiers at Fort Benning had been sold “extremely overpriced” or misrepresented policies before shipping off to the Middle East, he helped launch a multistate investigation. The probe has spurred companies to offer $70 million in refunds to thousands of service members. “What you’re basically seeing is war profiteering,” Oxendine says. “These are people who are putting their lives on the line for us. We owe them.”

Washington has waged war against the scammers with limited success. When a 2006 Defense Department report cited payday lenders as a threat—rates for short-term loans had soared as high as 780%—Congress passed an amendment to the Defense Authorization Act of 2007 that capped rates on such loans to military personnel at 36%. “Many payday-loan businesses stopped lending to service members,” Petraeus says, “because they said they couldn’t make a profit.”

Read the rest of the story here.

Seriously?

I'll start this by saying something everyone probably already knows about me I'm a HUGE supporter of our troops. I come from a long line of men that have served our country and admire each one of them for their service.

Now that being said, I am also the daughter of a life long union man. Gasp! He is, however, one of the most conservative union men you'll ever find. Don't worry he's totally against card check. :-) But, nonetheless, the union has provided him with a great living and a way to comfortably support his family.

Being the staunch conservative that I am, I hold issue with a lot of, ok almost all of, what the unions do in our country, but I'll never forget that I had the great upbringing I did because of my Dad's career.

However, it is situations like these that really grate on my nerves and make my blood boil. Is this union for real?

Marine Says He Faces Termination for Refusing to Pay Teacher's Union Fee

A retired U.S. Marine who runs a Massachusetts high school's ROTC program says he faces termination if he doesn't pay a $500 union fee by next week, a levy he refuses to pay because he already receives medical and dental benefits from the military.

Maj. Stephen Godin, senior naval science instructor at the Naval Junior ROTC Unit at North High School in Worcester, Mass., told FoxNews.com he has been teaching for the Educational Association for Worcester for 15 years -- including 14 at North High School -- without having to join the union or pay an "agency fee" toward the cost of collective bargaining.

"I just want to save my job here," the 58-year-old father of two said. "I've been doing this for 15 years. Nobody has ever told me to join the union or be terminated."

Godin, who earns roughly $75,000 a year, said he has asked for arbitration no fewer than five times, but has not received a response from the teacher's union. He said he received a letter last month from Worcester Public School officials indicating he will be fired on June 15 if he fails to pay the agency fee.

"It's really nothing," Godin said of the amount. "It's the principal of the matter. I think they're trying to extort money from me. They do nothing for me."

Read the rest of the story here.